Under UK law, if you're responsible for a building (owner, employer, landlord, or managing agent), you must complete a fire risk assessment. There's no getting around it—it's a legal requirement under the Regulatory Reform (Fire Safety) Order 2005.
This guide walks you through every step of creating a compliant fire risk assessment, with a template you can use immediately.
Legal Requirement
Failure to conduct a suitable fire risk assessment can result in unlimited fines and up to 2 years imprisonment. In 2024, the average fine for fire safety breaches was £147,000.
Who Needs a Fire Risk Assessment?
You need a fire risk assessment if you are:
- An employer with any business premises
- A building owner or landlord of commercial property
- A facilities manager responsible for a building
- A managing agent for flats or HMOs
- A charity or voluntary organization with a building
The only exception is single private dwellings (your own home if you live alone). Everything else requires an assessment.
The 5-Step Process
The UK Fire and Rescue Services recommend a 5-step approach to fire risk assessment. Here's how to complete each step properly:
Step 1: Identify Fire Hazards
A fire needs three things: ignition source, fuel, and oxygen. Your job is to identify all potential sources of ignition and materials that could burn.
Sources of Ignition
Walk through your premises and note every potential ignition source:
- Electrical equipment (computers, kettles, heaters)
- Faulty or overloaded wiring
- Cooking equipment (kitchens, break rooms)
- Smoking materials (designated smoking areas)
- Heating systems and boilers
- Naked flames (candles, bunsen burners)
- Hot work (welding, grinding)
- Static electricity in certain environments
- Arson (deliberately lit fires)
Sources of Fuel
Identify everything that can burn:
- Flammable liquids (cleaning products, solvents)
- Flammable gases (LPG cylinders)
- Combustible materials (paper, cardboard, packaging)
- Furnishings (curtains, upholstery, carpets)
- Waste materials (rubbish accumulation)
- Wooden fixtures and fittings
- Stock and stored goods
Action Required
Create a table listing each hazard, its location, and how likely it is to cause a fire. Rate each as Low, Medium, or High risk.
Step 2: Identify People at Risk
Not everyone faces the same level of risk in a fire. You must identify who is in your premises and any particular vulnerabilities.
People to Consider
- Employees: Including part-time, contractors, temporary staff
- Visitors: Customers, clients, delivery drivers
- Vulnerable people: Elderly, young children, disabled persons
- Lone workers: People working alone or in isolated areas
- Sleeping residents: Hotels, care homes, hospitals, student accommodation
- Members of the public: In retail, hospitality, or public buildings
Particular Risks For:
- People with disabilities: Mobility issues, hearing/visual impairment, cognitive disabilities
- People unfamiliar with the building: First-time visitors, temporary workers
- People working at height or in basements: Limited escape routes
- People working near hazards: Proximity to ignition sources
Action Required
Document the maximum number of people likely to be present at any time, noting any with special considerations. Include their typical locations within the building.
Step 3: Evaluate, Remove, Reduce, and Protect
Now you know the hazards and who's at risk, you must evaluate the actual level of risk and take action to reduce it.
Hierarchy of Control Measures:
1. Eliminate the hazard: Can you remove it completely?
- Replace flammable materials with non-flammable alternatives
- Remove unnecessary ignition sources
- Eliminate storage of combustible waste
2. Reduce the hazard: If you can't eliminate it, minimize the risk:
- Store flammable materials in fire-resistant cabinets
- Limit quantities of flammable substances on site
- Improve housekeeping to reduce fuel sources
- Maintain electrical equipment properly
- Implement no-smoking policies
3. Protect people from the hazard:
- Install fire detection and alarm systems
- Provide fire extinguishers and blankets
- Install emergency lighting
- Maintain clear escape routes
- Install fire doors and compartmentation
- Provide personal emergency evacuation plans (PEEPs)
Action Required
For each hazard identified in Step 1, document what control measures are in place and what additional measures are needed to reduce risk to an acceptable level.
Step 4: Record, Plan, Inform, Instruct, and Train
A fire risk assessment isn't complete until everyone knows what to do in an emergency.
Record Your Findings
If you employ 5 or more people, you must record your fire risk assessment in writing. Best practice is to record it even if you have fewer employees.
Your written assessment must include:
- Significant findings (hazards and people at risk)
- Action taken or planned to reduce/eliminate risk
- Arrangements for ongoing fire safety management
- Details of anyone especially at risk
- Review date
Create an Emergency Plan
Your emergency plan should cover:
- How people will be warned (alarm system)
- What they should do when they hear the alarm
- Escape routes and assembly points
- Who will call the fire brigade
- Responsibilities of fire wardens/marshals
- Arrangements for people with disabilities
- Procedures for visitors and contractors
Inform, Instruct, and Train
Everyone in the building must know:
- What the fire alarm sounds like
- Location of escape routes and exits
- Assembly point location
- Their role in an evacuation
- Location of firefighting equipment
Training requirements:
- All staff: Fire safety induction upon starting
- Fire wardens: Dedicated training in evacuation procedures
- Refresher training: At least annually for all staff
- Fire drills: Conducted at least annually (6-monthly for higher-risk premises)
Action Required
Complete a written fire risk assessment document, develop an emergency evacuation plan, and schedule training sessions and fire drills. Keep records of all training provided.
Step 5: Review and Update Regularly
Fire risk assessments are living documents. They must be reviewed regularly to remain valid.
When to Review
You must review your fire risk assessment:
- Regularly: At least annually as a minimum
- After any significant changes: Building alterations, change of use, new processes
- After an incident: Fire, near-miss, or fire authority visit
- If you suspect it's no longer valid: New hazards identified, change in occupancy
What to Review
- Are all previously identified hazards still controlled?
- Have any new hazards been introduced?
- Has the number or type of people at risk changed?
- Are fire safety systems still adequate and maintained?
- Have there been any changes to the building layout?
- Is the emergency plan still appropriate?
- Are staff adequately trained?
Action Required
Set a review date (maximum 12 months from completion). Document all reviews and any resulting changes to your assessment or control measures.
Common Fire Safety Measures
Based on your risk assessment, you'll likely need some or all of these measures:
Detection and Warning
- Fire alarm system: Must be audible throughout premises. Manual call points at exits.
- Smoke/heat detectors: Automatic detection in high-risk areas or sleeping accommodation.
- Weekly testing: Test alarm system every week and record results.
- Annual servicing: By a competent person (BS 5839 standard).
Escape Routes
- Clear routes: Kept free of obstructions at all times.
- Adequate width: Minimum 750mm for escape routes.
- Emergency lighting: On all escape routes and exits (tested monthly).
- Fire exit signs: Illuminated or photoluminescent, conforming to BS 5499.
- Final exits: Must open in direction of escape, ideally with panic hardware.
- Alternative routes: Ideally two escape routes from every area.
Fire Doors and Compartmentation
- Fire doors: FD30 (30 minutes) minimum. Kept closed or fitted with self-closers.
- Intumescent strips: Must be intact and functional.
- Fire door signs: "Fire door keep shut" or "Fire door keep locked".
- Regular inspection: Check doors close fully and seals are intact.
- No wedging open: Unless fitted with electromagnetic hold-open devices linked to fire alarm.
Firefighting Equipment
- Fire extinguishers: Appropriate types for fire risks present (water, CO2, foam, powder).
- Positioning: On escape routes, near fire risks, at exits.
- Signage: Location signs for extinguishers.
- Annual servicing: By competent person with certificate issued.
- Fire blankets: In kitchens and areas with cooking equipment.
Fire Risk Assessment Template
Your written fire risk assessment should include these sections:
1. Premises Information
- Building address and description
- Number of floors and layout
- Type of construction
- Occupancy type and use
- Maximum occupancy numbers
2. Assessment Details
- Date of assessment
- Name and position of assessor
- Review date (maximum 12 months)
- Revision history
3. Fire Hazards Identified
- Sources of ignition (with locations)
- Sources of fuel (with locations)
- Risk rating for each hazard
4. People at Risk
- Number and type of occupants
- People especially at risk
- Lone workers
- Typical locations of people
5. Existing Fire Safety Measures
- Fire detection and alarm systems
- Escape routes and emergency lighting
- Fire doors and compartmentation
- Firefighting equipment
- Emergency procedures and training
6. Action Plan
- Actions needed to reduce risk
- Priority (high/medium/low)
- Person responsible
- Target completion date
- Actual completion date
How RiskGen Simplifies Fire Risk Assessments
RiskGen's AI-powered platform walks you through the 5-step process with guided prompts, automatically generating a compliant fire risk assessment in under 15 minutes.
Features include:
- Building-type specific templates (office, retail, warehouse, etc.)
- Automatic hazard identification based on your premises type
- Pre-populated control measures following Fire Safety Order guidance
- Action plan tracking with automatic review reminders
- PDF export in fire authority-approved format
Plus, the platform updates automatically when fire safety legislation changes.
When Do You Need a Professional Fire Risk Assessor?
You can complete your own fire risk assessment if you feel competent to do so. However, you should consider hiring a professional assessor for:
- Complex buildings: Multi-story, mixed-use, historical
- High-risk premises: Sleeping accommodation, large public venues
- After fire authority enforcement: If issued with an enforcement notice
- For peace of mind: Independent verification of your own assessment
Conclusion
A fire risk assessment doesn't have to be complicated, but it must be thorough. Follow the 5 steps, document your findings properly, and review regularly.
The goal isn't just legal compliance—it's ensuring everyone in your building can escape safely if fire breaks out.